There is absolutely no community information pertaining to a "utmost hdb financial loan 480 29" because the quantities are very likely a certain deal with or internal reference. The utmost HDB personal loan total is not a hard and fast sum but is in its place based on quite a few elements, including the Loan-to-Worth (LTV) limit, the Home loan Servicing Ratio (MSR), plus the applicant's age, money, and monetary standing. For new and resale flats, the most LTV is around 75% of the acquisition price or valuation, whichever is decreased. The MSR makes certain that regular house loan repayments will not exceed 30% of the buyer's gross monthly cash flow. An HDB loan has an curiosity rate of two.six% for each annum, pegged at 0.1% previously mentioned the CPF Regular Account (OA) fee, and the utmost tenure is capped at 25 a long time or check here nearly the buyer's age of 65, whichever is shorter. To ascertain the maximum financial loan you will get, you need to apply for an HDB Personal loan Eligibility (HLE) letter.